Privacy Policy

Last Updated: March 21, 2025

At FDA Insurance Corp, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in compliance with the Health Insurance Portability and Accountability Act (HIPAA), the California Consumer Privacy Act (CCPA), the General Data Protection Regulation (GDPR), and other applicable laws.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, address, email, phone number, date of birth, Social Security number, or other identifiers you provide when requesting quotes, applying for insurance, or contacting us.
  • Health Information: Medical history, insurance claims, or other protected health information (PHI) necessary to process your insurance applications or claims, in compliance with HIPAA.
  • Financial Information: Payment details, credit card numbers, or bank account information for billing purposes.
  • Usage Data: IP address, browser type, and website interactions collected via cookies or analytics tools.

2. How We Use Your Information

We use your data to:

  • Provide insurance quotes, process applications, and manage claims.
  • Communicate with you about your policies or services.
  • Comply with legal obligations under HIPAA, CCPA, and GDPR.
  • Improve our website and services through analytics.

3. How We Share Your Information

We may share your data with:

  • Business Partners: Insurance carriers or third-party administrators to fulfill your insurance needs, with strict confidentiality agreements.
  • Legal Requirements: When required by law or to protect our rights, in compliance with HIPAA, CCPA, and GDPR.
  • Service Providers: Vendors (e.g., payment processors, IT support) bound by data protection agreements.

4. Your Rights

  • HIPAA: You have the right to access, amend, or restrict the use of your PHI. Contact us to exercise these rights.
  • CCPA: California residents can request to know, delete, or opt-out of the sale of their personal information (we do not sell your data).
  • GDPR: EU residents can request access, rectification, erasure, or data portability, and object to processing.

To exercise your rights, email us at info@fdainsurance.com or call (754) 366-0668.

5. Data Security

We implement physical, technical, and administrative safeguards (e.g., encryption, access controls) to protect your data, in line with HIPAA standards for PHI and other regulations.

6. Cookies and Tracking

We use cookies for analytics and functionality. You can manage preferences via your browser settings or our cookie consent tool.

7. International Transfers (GDPR)

If you’re in the EU, your data may be transferred to the U.S. We ensure compliance with GDPR through Standard Contractual Clauses or other safeguards.

8. Retention

We retain your data only as long as necessary for insurance purposes or as required by law (e.g., HIPAA retention rules).

9. Contact Us

For questions or to exercise your rights, contact:

FDA Insurance Corp
5201 Waterford District Dr. Miami FL 33126 Suite 966
Email: info@fdainsurance.com
Phone: (754) 366-0668